If you’ve experienced a personal injury through no fault of your own in the state of West Virginia, you’re likely going to be offered a settlement from the negligent party’s insurance company. Whether for an auto accident, slip and fall or product defect, it’s vital that you know your rights when it comes to how much you can recover in damages before you accept anything.
I Just Want to Put This Situation Behind Me. Shouldn’t I Just Accept the Settlement?
No. Especially when insurance companies track you down at the hospital or at your home while you’re still recovering, you can bet your bottom dollar that they are acknowledging fault and trying to settle your case quickly so you won’t file suit against them for what they really owe you. They know that they could be sued for far more than they are offering you, which is why they can often seem so “nice” and “accommodating” right after an accident in which their client is clearly at fault.
Unfortunately, not every personal injury case is so open-and-shut. Many insurance companies will even offer you a paltry settlement in the hopes that you’re too afraid of a legal battle or too injured to go through the process of hiring a lawyer, even though you know you’re not getting all that you should. If you’ve been hurt as a result of the negligence of another person or company, don’t go it alone. You have to retain a personal injury lawyer who will work hard for you, no matter what your condition. A lawyer can explain your rights and detail the amount of money you are capable of getting from an insurance company based on your losses (physical and emotional) and the severity of your injuries.