For West Virginia residents who’ve experienced personal injuries due to negligence of employers or third-party manufacturers, home health care services are often necessary. Especially for seriously injuries, disfigurements and permanent disabilities, home nursing services can be vital to the lives of many West Virginians. These services can include daily or weekly nurse visits, medication and food deliveries, home administration of treatments and home rehabilitation sessions.
According to NAHC (National Association for Home Care and Hospice), any individual requiring medically necessary home care services as a result of injury on the job is eligible to receive coverage for these services through workers’ compensation benefits. The key phrase here is “medically necessary,” however. Insurance companies and employers often cap home health care costs or don’t classify them as medically necessary, causing your out of pocket expenses to rise exponentially for these services.
If you or someone you love has been injured on the job, it’s critical that you have a professional attorney on your side right after an injury occurs. If you accept workers’ compensation benefits, you essentially forfeit your right to sue your employer for damages. Instead, consult a lawyer to find out if you have any legal recourse to get money directly from your employer or from a negligent third party before you accept workers’ comp benefits. You may be able to recover not only damages for your medical costs and home health care, but also for pain and suffering, full lost wages (workers’ comp only pays partial payments as a rule) and other non-tangible losses like mental anguish and loss of consortium.